CARAT Compliance and Regulatory Association for Third Parties P.O. Box 402 Smithville, Missouri 64089 816.301.1424
Home Education


CARAT seeks to educate members, and those involved in the industry on current payment processing trends, regulatory initiatives and law enforcement actions.  Education includes ways the processor can comply with regulation while being profitable.  Education is delivered online at various times during each month utilizing direct and partner education.  In addition an annual conference is held each year.  On site services are available which can be designed to fit your particular need.  All educational seminars, including the annual conference is available to both members and non-members.  Pricing and calendar information can be obtained by signing up for our weekly email updates.


We welcome your feedback.  If there are topics you would like to see covered please forward them, or if you know of a guest speaker we should call upon please forward their contact information to


Each quarter you can expect a free guest speaker webinar provided by one of our partner enforcement or regulatory agencies.  These sessions are designed to be informative about current initiatives and what we as an industry can do to remain compliant and cooperative while operating in a safe, sound and profitable fashion.


CARAT gives you the power with ongoing education and compliance support!

Check back often as we will be publishing our event calendar here going forward.